Non-Life Insurance Association, MOU with 4 companies including Seoul Metropolitan Police Agency
The non-life insurance industry is stepping up to prevent fraud that intentionally causes traffic accidents to seek insurance money.
The Non-life Insurance Association announced on the 26th that it will hold a business agreement ceremony with the Seoul Metropolitan Police Agency, Public Safety Policy Research Institute, Road Traffic Authority, T Map Mobility, and Kakao Mobility to cooperate in preventing intentional traffic accident insurance fraud and establishing a safe transportation culture.
'Intentional traffic accident insurance fraud' threatens traffic safety and law and order, and increases the burden of insurance premiums on the general public, so the Seoul Metropolitan Police Agency has been conducting strict investigations into insurance fraud cases.
However, as automobile insurance fraud crimes have recently increased rapidly and the resulting social costs have increased, it was urgent to prepare preventive measures.
According to the Financial Supervisory Service, the amount of auto insurance fraud detected last year was 547.6 billion won, a 16.5% increase from the previous year. Among them, false accidents (11.0%↑) and intentional accidents (3.0%↑) both increased.
The six organizations that participated in this business agreement mutually agreed on the recognition that the public and private sectors must join forces to prevent and eradicate insurance fraud in intentional traffic accidents, and agreed to work together to eradicate insurance fraud in the future.
The main contents of this agreement include ▲Identification of areas with frequent intentional traffic accidents ▲Voice guidance service for navigation apps ▲Facility improvement such as installation of color guidance lines on roads ▲Intensive crackdown and strict investigation of intentional accidents ▲Support and promotional projects to provide relief to victims of intentional accidents It is contained in .
The Public Safety Policy Research Institute conducts an in-depth analysis of intentional traffic accident data from the insurance industry and the police based on point network spatial models to identify areas with frequent intentional accidents.
T Map and Kakao Navi provide a navigation voice guidance service that alerts the driver's attention when entering the area.
In addition, the Seoul Metropolitan Police Agency and the Road Traffic Authority plan to work together to minimize the occurrence of traffic accidents by working together to improve facilities by installing colored road guide lines in the area.
The Seoul Metropolitan Police Agency plans to thoroughly investigate and punish everyone from the person in charge to those simply involved in organized insurance fraud crimes disguised as traffic accidents.
As the Non-life Insurance Association can now punish recruitment of insurance fraud accomplices through the enforcement of the revised Special Act on Prevention of Insurance Fraud (August 14), it will operate an intensive reporting period for insurance fraud arranging and solicitation activities and promote various media such as online media. Is expected.
Kim Jong-cheol, head of the Seoul Metropolitan Police Agency's Life Safety and Transportation Department, said at the signing ceremony, "Intentional traffic accident insurance fraud is a serious crime that threatens the community by threatening the safety of citizens and increasing the burden of insurance premiums on the general public." He emphasized, “Prevention is more important than anything else, and we will spread a safe transportation culture through agreements.”